LORENTIA HANDOKO; LUTFI, L.; DENPHARANTO AGUNG KRISPRIMANDOYO. The Influence of Credit, Risk, and Efficiency on Profitability with Independent Commissioners’ Moderation. International Journal Of Humanities Education and Social Sciences (IJHESS) , [S. l.], v. 5, n. 4, 2026. DOI: 10.55227/ijhess.v5i4.1935. Disponível em: http://www.ijhess.com/index.php/ijhess/article/view/1935. Acesso em: 21 apr. 2026.