Anggraeni, Putri Ayu, Ageng Kristianto, Agung Yulianto, and Itah Miftahul Ulum. 2025. “Interest in Using the Sharia Peer to Peer Lending Fintech APP for MSME Players in Cirebon City: The Impact of Financial Literacy, Knowledge, Ease, and Risk”. International Journal Of Humanities Education and Social Sciences (IJHESS) 5 (1). https://doi.org/10.55227/ijhess.v5i1.1808.