Rusdi Sanmas, Markus Suryoutomo, Arliyanda Arliyanda, Johannes Triestanto, and Iwan Rasiwan. “Digital Contract Disputes in the FinTech Era: Legal Analysis of Consumer Protection and the Obligations of the Parties”. International Journal Of Humanities Education and Social Sciences (IJHESS) 5, no. 5 (April 17, 2026). Accessed April 18, 2026. https://www.ijhess.com/index.php/ijhess/article/view/2153.